Find your loan

Three questions. One recommendation.

The same triage our advisors run on a first call. No contact info, no tricks, and the full comparison table is right below if you'd rather decide yourself.

Question 1 of 3

What's the funding for?

Question 2 of 3

How long has the business been operating?

Question 3 of 3

How fast do you need the funds?

Our recommendation

SBA 7(a) Loan


Every program, side by side.

Program Amounts Typical rates Terms Time to fund Best for
SBA loans $50K – $5MPrime + 2–3%10–25 years3–6 weeks Lowest long-term cost; expansions, acquisitions, real estate
Term loans $25K – $1.5M8.5% – 14%1–5 years2–5 days Speed; a known number with a deadline attached
Equipment financing $25K – $2M7.5% – 12%2–7 years3–7 days Asset purchases; younger businesses with thinner credit
Government partnerships $50K – $3M6.5% – 9%5–10 years2–4 weeks Qualifying businesses in partnered states & industries
Equity-backed $250K – $5M+7% – 10%5–15 years2–4 weeks Larger facilities secured by property or business equity

Ranges are representative of recent closings and program guidelines; individual offers depend on underwriting.

Still torn between two? Apply once.

One application covers every program. Your advisor will often run two structures in parallel and let the term sheets settle it.